The wind chill outside is -1 degrees fahrenheit here in Fort Stockton, TX (we made it out of Walmart!). It is COLD. We are stuck indoors.
Stephanie and I didn't want the weather to keep us from doing something so we made our way to Kiva.com, a microfinance website. We had a gift card and we decided to lend to 5 entrepreneurs from Cambodia, Peru, Kenya, and the Philippines who need small loads to grow their businesses.
Kiva makes it easy to lend small amounts of money to people who don't have access to typical banking services because of low-income. Each entrepreneur asks for a certain amount for their endeavor. As the lender, you can choose how much of that amount you want to lend.
And what is remarkable is that Kiva has a 98.92% repayment rate. Check Kiva out on Facebook and Twiiter.
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